Money. And Friends.
One Powerful App
F1 is the complete financial companion that brings personal budgeting and group expense splitting together. Track every dollar, split every bill, and stay in sync with your friends—effortlessly.
Track expenses easily
Personal & shared
Split bills instantly
Fair & transparent
Organize your financial life
All in one place
Everything you need
F1 combines the best of personal finance tracking with seamless group expense management. Here's what makes it powerful.
Personal Expense Tracking
Categorize and monitor all your personal spending with ease. F1 gives you detailed insights through beautiful charts and spending trends.
Understand exactly where your money goes each month and make smarter financial decisions based on real data.
Group Bill Splitting
Create shared expenses with friends and let F1 automatically calculate who owes what. No more awkward money conversations or spreadsheet chaos.
Split bills fairly, track group balances in real-time, and settle up with complete transparency. Everyone stays on the same page.
Multi-Account Management
Manage multiple accounts, wallets, and income sources all in one place. Track your checking, savings, cash, and digital wallets seamlessly.
Get a complete overview of your financial health across all accounts with unified dashboards and cross-account insights.
Multi-Currency Support
Track expenses and split bills in multiple currencies. Perfect for international trips, expat living, or managing finances across borders.
F1 handles currency conversions automatically and keeps your balances accurate, no matter where you are or what currency you're using.
Smart Insights & Analytics
Visualize your spending patterns with interactive charts and reports. Discover trends, identify opportunities to save, and set budgets that work.
F1's analytics help you understand your financial behavior and make informed decisions to reach your money goals faster.
Simple Mobile-First Design
Built for your phone, optimized for speed. Add expenses in seconds, split bills on the go, and check balances anytime, anywhere.
F1's intuitive interface makes managing money feel effortless. No learning curve, no complexity—just a clean, fast, beautiful experience.
Why F1 exists
A simpler way to handle money — alone or with friends.
Handling money is already difficult, and it gets confusing when you share expenses with friends. We also realised that most apps focus only on personal budgeting or only on group splitting, so you end up switching between tools and still don’t get a full picture.
F1 came from our own frustration with that. We wanted one place to track personal spending and shared costs together, in a way that feels simple and clear. So we built the app we wished we had.
Join the waitlist
Be among the first to experience F1 when we launch. Early access is limited, and we're prioritizing our waitlist members.